For Buyers · Flat-Fee Representation
Buy your Texas home for a flat fee from $4,999.
Skip the traditional 3% buyer commission. Get full representation, expert negotiation, and a commission rebate at closing where allowed, so you keep thousands more in your pocket.
One transparent fee, no matter the property price or number of offers. This plan begins once you've identified a home that fits your criteria.
- Full buyer representation and fiduciary duty
- Offer strategy and pricing analysis
- Expert negotiation on your behalf
- Contract-to-close transaction management
- Buyer commission rebate at closing, where permitted
What's included
You receive the same full-service support as a traditional 3% agent, structured around a clear flat fee instead of a percentage of your purchase price.
- Comparable-sale analysis before every offer
- Review of offers, contingencies, and contracts
- Inspection review, plus repair and repair-credit negotiation
- Coordination with lender, title, and closing
- Works for resale and new-construction (builder) purchases
Higher-priced homes (luxury property fee): $900K–$2M +$1,000 · $2M–$3M +$2,000 · $3M+ +$5,000.
How much could you keep?
Move the slider to your target purchase price for an estimate of your savings versus a typical 3% buyer commission. Final rebate amounts depend on the cooperating commission offered and lender rules.
Estimate assumes a 3% buyer-side commission, minus the flat fee ($4,999; higher-priced homes add $1K–$5K from $900K as a luxury property fee). Actual savings vary by transaction.
Why a rebate is possible
In most Texas transactions a buyer-side commission is offered by the seller or builder. With a flat fee, anything collected above the $4,999 service fee can be rebated back to you at closing, where your lender allows it.
- Applies to resale and many new-construction purchases
- Rebate is credited at closing, minus the flat fee
- Lender approval may be required on financed purchases
From first call to commission rebate.
Schedule a call
Review the process and the next steps tailored to your goals.
Sign the agreement
Enter a buyer agency agreement so we can represent you fully.
Collect offer details
Complete the forms and provide the details for your offer.
Offer & negotiation
We draft, present, and negotiate to secure the best terms.
Offer accepted
We guide you through the steps to move the deal forward.
Address contingencies
We help resolve inspection, financing, and timeline items.
Smooth closing
We coordinate with lender, title, and closing for a clean finish.
Commission rebate
After closing, we rebate the buyer commission, minus the flat fee.
What’s included, and how it compares.
Buyer representation is a flat $4,999 anywhere in Texas. Here is how that lines up against the alternatives, side by side.
What you pay
| KAT Realty | Traditional buyer agent | Rebate / discount broker | No agent | |
|---|---|---|---|---|
| Fee | $4,999 flat | 2.5–3% of purchase price | Varies, often 1–2% with a partial rebate | $0 |
| On a $500,000 home | $4,999 | $12,500–$15,000 | Varies | $0 |
| When it is due | $4,999 at closing | At closing | At closing | — |
| Seller-offered compensation above the fee | Rebated to you where lender rules allow | Kept by the brokerage | Partially rebated | Not applicable |
What you get
| KAT Realty | Traditional buyer agent | Rebate / discount broker | No agent | |
|---|---|---|---|---|
| Dedicated licensed Texas agent | Yes | Yes | Varies | No |
| Showings | Book in our Store, from $60 | Yes | Varies | Self-serve |
| Comparable-sale analysis before offers | Yes | Yes | Varies | No |
| Offer writing and negotiation | Yes | Yes | Varies | You negotiate with the listing agent |
| Option-period inspection guidance | Yes | Yes | Varies | No |
| Repair-credit negotiation | Yes | Yes | Varies | No |
| Lender and title coordination | Yes | Yes | Varies | You coordinate |
| Final walkthrough and closing | Walkthrough from $60 in our Store; closing coordinated remotely | Yes | Varies | You attend alone |
Third-party costs — inspection, appraisal, lender and title fees — are paid by the buyer in any transaction, with any agent. Competitor columns are shown as “varies” because service levels differ by company; ask any agent to put their inclusions in writing.
The $4,999 fee covers homes up to $900,000. Above that: add $1,000 for $900K–$2M, $2,000 for $2M–$3M, and $5,000 for $3M and above.
A flat fee saves the most on higher-priced homes. Below roughly $200,000, a percentage-based commission and a flat fee land close together. We would rather say that plainly than pretend the math is identical in every market.
Questions
Flat-fee buyer representation, answered.
How much does a flat-fee buyer agent cost in Texas?
Buyer representation with KAT Realty Group is a flat $4,999 anywhere in Texas for homes under $900,000. Higher-priced homes have their own fixed luxury property fee: $5,999 from $900K to $2M, $6,999 from $2M to $3M and $9,999 above $3M. A traditional buyer agent at 2.5% to 3% would charge $12,500 to $15,000 on a $500,000 purchase.
When do I pay the fee?
Nothing upfront. The full buyer fee is due at closing — and only if the purchase actually closes. If you never buy a house, you never owe anything. (The $600 at signing applies only to sellers listing a home, not to buyers.) That is the whole structure: you are not paying for a percentage of a price, you are paying for the work of getting a transaction closed.
What do I actually get for the flat fee?
The same scope a 3% agent provides: comparable-sale analysis before you write an offer, offer drafting and negotiation, option-period and inspection guidance, repair and repair-credit negotiation, coordination with your lender and the title company, and closing coordination, all handled remotely by your agent. The only things not included are showings and the final walkthrough, booked in our Store from $60. It is full representation, not a flat-fee MLS listing or an unbundled à-la-carte service.
What’s not included in the $4,999 buyer fee?
Just two things: showings and the final walkthrough. You book those in our Store (from $60) and a licensed local agent meets you at the home. Everything else — offer strategy, negotiation, contracts, inspection review, repair negotiation and closing coordination — is included and handled remotely by your agent. That’s the design: working remotely keeps the fee flat, so more of the seller-paid commission comes back to you as your rebate.
Do I get a rebate, and how much?
In most Texas sales the seller still offers to cover a buyer-agent commission. Where that offer is larger than the flat fee and your lender permits it, the difference is rebated to you at closing. On a $700,000 home with a 3% offered commission, that is $21,000 against a $4,999 fee. Lenders set their own rules on how a rebate may be applied, so the amount is confirmed with your loan officer before closing rather than promised up front.
Is a flat-fee buyer agent legal in Texas?
Flat fee real estate is fully legal in Texas. KAT Realty agents operate under the same TREC licensing requirements as traditional agents. KAT Realty Group is a full-service flat fee real estate service operating under Texas Ally Real Estate Group, a licensed Texas brokerage.
Does this work for new construction?
Yes. Builder purchases are covered at the same flat fee, and having your own representation matters more on new construction, not less — the sales agent in the model home works for the builder. Most Texas builders pay a buyer-agent commission, but you generally have to be represented from your first visit, so register with your agent before you tour.
When does a flat fee not save me money?
On lower-priced homes. Below roughly $200,000, a 3% commission and a $4,999 flat fee land close to each other, and the advantage largely disappears. The math favors the flat fee as the price rises — it is most dramatic above $500,000, where a percentage fee grows and the flat fee does not.
Ready to start your search?
Book a free consultation to review your timeline, financing, and how much you could keep with flat-fee buyer representation.
KAT Realty Group at a glance
Full-service flat fee real estate across Texas, run by Weiting Yu, Texas-licensed agent (TREC #787385), operating under Texas Ally Real Estate Group.
Buy: $4,999, due at closing, nothing upfront; commission above the fee is credited back to you. Sell: $5,999, $600 at listing signing, the balance at closing. Homes under $900,000; higher-priced homes have their own fixed luxury property fee. Never a percentage.
Not included: showings and the final walkthrough. Book them in our Store from $60; a licensed local agent meets you at the home. Everything else from offer to closing is handled remotely by your agent. 2026 results: 23 buyers got a median of $17,051 back (see the breakdown).
Languages: English and Mandarin (Mandarin-speaking service · 中文). Where: Austin, Houston, Dallas–Fort Worth, San Antonio and all of Texas. Reviews: 5.0 stars on Google; rating and review count on our Google Business Profile. Client reviews from Google, Zillow and Yelp are collected on our reviews page. (512) 686-6598

