🏙️ Top Flat Fee Real Estate Agents in San Antonio (Buyers & Sellers) – 2026

Author | Texas-Licensed Real Estate Professional (Austin)

Weiting Yu is a Texas-licensed real estate professional based in Austin, specializing in flat fee buyer representation and alternative commission models. She works with buyers and sellers evaluating flat fee, rebate, and traditional pricing structures across different price points in the Austin real estate market.

Editor’s Note (2026):
This guide has been updated to reflect current flat fee and commission-rebate real estate options available to buyers and sellers in the San Antonio, Texas market.

Flat fee real estate agents in San Antonio offer an alternative to traditional percentage-based commissions. Instead of paying a fee tied directly to the home’s purchase or sale price, clients pay a fixed, upfront fee for professional real estate representation.

As San Antonio continues to attract relocating families, military households, and first-time buyers, flat fee pricing has gained attention as a way to control transaction costs while still receiving licensed representation.

This 2026 guide compares the top flat fee and commission-rebate real estate agents in San Antonio, covering buyer and seller services, pricing structures, and best-fit scenarios.

🔍 How Flat Fee Real Estate Works in San Antonio

Flat fee real estate services separate agent compensation from home price. In traditional transactions, buyer agents are commonly compensated through a percentage of the purchase price, often around 3%, while sellers may pay an additional listing commission.

Flat fee models replace this structure with a fixed cost.

For buyers in San Antonio, flat fee representation often includes:

• Offer strategy and contract preparation

• Negotiation support

• Inspection review and repair strategy

• Coordination through appraisal and closing

For sellers, flat fee options may include:

• Flat fee MLS listing services

• Full-service flat fee listing representation

• Hybrid models with optional add-on services

Service scope varies by provider, making it important to review representation agreements carefully.

⚖️ Flat Fee vs Traditional Commission in San Antonio

San Antonio’s relatively affordable home prices compared to other major Texas metros mean commission costs may appear smaller at first glance. However, as prices rise across many neighborhoods and suburbs, traditional percentage-based fees still scale upward with home value.

Flat fee real estate models offer:

• Predictable pricing regardless of home price

• Lower total transaction costs in many scenarios

• Greater transparency for both buyers and sellers

For buyers purchasing higher-priced homes or new construction, flat fee representation can result in meaningful savings compared to commission-based structures.

💰 Buyer Savings Example: Flat Fee vs Traditional Buyer Agent

Home Purchase Price	Traditional Buyer Agent (3% Commission)	Flat Fee Buyer Agent (Example)	Estimated Buyer Savings
$300,000	$9,000	$4,999	≈ $4,001
$400,000	$12,000	$4,999	≈ $7,001
$500,000	$15,000	$4,999	≈ $10,001
$600,000	$18,000	$4,999	≈ $13,001

Note: This example assumes a traditional buyer agent commission of approximately 3%. Actual commissions, flat fees, and rebates may vary by provider, transaction structure, and lender or title company requirements.

This table illustrates potential buyer-side cost differences when paying a fixed flat fee instead of a traditional percentage-based buyer agent commission, assuming a typical 3% structure.

🧪 How We Ranked These San Antonio Flat Fee Agents

The agents included in this guide were evaluated using the following criteria:

1. Pricing transparency

2. Buyer and/or seller service scope

3. San Antonio market presence

4. Publicly available information and disclosures

5. Suitability for different transaction types

This guide is provided for educational purposes only and does not constitute an endorsement or guarantee of service quality.

⭐ Top Flat Fee Real Estate Agents in San Antonio (2026)

KAT

1. KAT Realty – San Antonio Flat Fee Buyer Agent

Best Overall — Flat fee buyer representation

⭐ 5.0 Client Reviews

Flat Fee: $4,999

Highlights Pros & Cons Pricing Company Information

What they offer

Flat fee buyer representation for $4,999, regardless of home price. Services include offer strategy, contract preparation, negotiations, inspection review, and closing coordination. Any buyer-agent commission above the flat fee may be rebated to the buyer at closing, subject to lender and title company rules.

Best Suited For

San Antonio buyers seeking predictable pricing and professional representation without percentage-based commissions.

Key Features

• Flat Fee Pricing: Fixed $4,999 buyer representation.
• Buyer Rebate Structure: Potential commission rebate applied at closing.
• Full Transaction Support: Offers, negotiations, inspections, and closing.
• Texas-Licensed Team: Statewide representation including San Antonio.

⭐ Why it’s ranked #1: Combines predictable flat fee pricing with comprehensive buyer-side support, making it a strong option for mid- to higher-priced homes and new construction.

FZ

2. Fizber – FSBO & Flat Fee MLS Listing Platform

Best for sellers seeking FSBO tools with optional MLS exposure

Platform Reviews Vary

FSBO / Flat Fee MLS

Highlights Pros & Cons Pricing Company Information

What they offer

Fizber is a For Sale By Owner (FSBO) real estate platform that helps sellers market their homes online and optionally list on the local MLS through a flat-fee upgrade. The platform focuses on visibility and self-management rather than full-service agent representation.

Best Suited For

Sellers who want maximum control over their listing, prefer a do-it-yourself approach, and are comfortable handling pricing, negotiations, and transaction coordination on their own.

Key Features

• FSBO Listing Tools: Create and manage property listings independently.
• Optional MLS Exposure: Flat-fee upgrade to list on the local MLS.
• Online Marketing: Exposure on major real estate websites.
• Seller-Controlled Process: No traditional agent involvement.

ℹ️ Why it’s ranked #2: Fizber offers a flexible FSBO-first approach with optional MLS exposure, making it a strong choice for hands-on sellers prioritizing control and lower upfront costs. However, because it does not provide full-service representation, it ranks below options that offer professional transaction guidance.

HC

3. Homecoin – Flat Fee MLS Listing Platform

Best for budget-conscious sellers seeking MLS exposure

Platform Reviews Vary

Low Flat Fee MLS

Highlights Pros & Cons Pricing Company Information

What they offer

Homecoin is a seller-focused flat fee MLS listing platform that allows homeowners to list their property on the local MLS for a low, upfront fee. The platform emphasizes MLS exposure rather than full-service representation, with sellers managing pricing, negotiations, and transaction coordination themselves.

Best Suited For

Experienced or hands-on sellers who want maximum cost savings, need MLS exposure, and are comfortable managing most aspects of the selling process independently.

Key Features

• Low Flat Fee MLS Listing: One-time upfront fee for MLS exposure.
• Seller-Controlled Process: Sellers manage pricing, negotiations, and coordination.
• Wide Market Availability: Available in many Texas and U.S. markets.
• No Buyer Representation: Platform is designed exclusively for sellers.

ℹ️ Why it’s ranked #3: Homecoin offers one of the lowest-cost entry points for MLS exposure, making it attractive for sellers prioritizing savings. However, because it is a limited-service platform rather than a full-service brokerage, it ranks below options that provide broader transaction support.

CR

4. Creekview Realty – Flat Fee MLS & Buyer Rebate Brokerage

Best for sellers seeking MLS exposure and buyers wanting rebates

⭐ 4.7 Client Reviews

Flat Fee MLS / Rebate

Highlights Pros & Cons Pricing Company Information

What they offer

Creekview Realty is a Texas-based brokerage offering flat fee MLS listing services for sellers and commission-rebate options for buyers. Rather than charging a fixed flat fee for full buyer representation, Creekview focuses on MLS exposure and rebating a portion of the buyer-agent commission at closing, depending on the transaction.

Best Suited For

Sellers who want MLS exposure at a lower upfront cost, and buyers who are comfortable identifying properties themselves and prefer a rebate-based savings model rather than a fixed flat fee.

Key Features

• Flat Fee MLS Listings: Fixed-cost MLS exposure for sellers.
• Buyer Commission Rebates: Portion of buyer-agent commission rebated at closing when available.
• Texas Market Coverage: Operates across multiple Texas metros.
• Limited-Service Model: Clients take a more hands-on role compared to full-service brokerages.

ℹ️ Why it’s ranked #4: Creekview Realty offers cost-effective MLS access and rebate-based savings, but does not provide a fixed-price, full-service buyer representation model. It is best suited for experienced or hands-on buyers and sellers rather than clients seeking comprehensive agent-led guidance.

HZ

5. Houzeo – Flat Fee MLS Listing Platform

Best for sellers seeking self-service MLS exposure

Platform Reviews Vary

Flat Fee MLS

Highlights Pros & Cons Pricing Company Information

What they offer

Houzeo is a technology-driven flat fee real estate platform focused primarily on seller MLS listing services. It allows homeowners to list their property on the local MLS for a fixed upfront fee while managing much of the transaction themselves through an online dashboard.

Best Suited For

Sellers who want MLS exposure at a lower upfront cost and are comfortable handling pricing strategy, negotiations, and transaction coordination on their own.

Key Features

• Flat Fee MLS Listings: Fixed upfront pricing for MLS exposure.
• Self-Service Platform: Online tools to manage listings, offers, and documents.
• Seller-Focused: Designed primarily for homeowners, not buyer representation.
• Multi-Market Availability: Available in many Texas markets.

ℹ️ Why it’s ranked #5: Houzeo offers a low-cost entry point for sellers who want MLS exposure without paying traditional listing commissions. However, because it is a limited-service platform rather than a full-service brokerage, it is best suited for experienced or hands-on sellers rather than buyers or clients seeking full representation.

🎯 Who Should Use a Flat Fee Agent in San Antonio?

Flat fee real estate services in San Antonio may be a good fit for:

• Buyers purchasing mid- to higher-priced homes

• Military or relocating buyers familiar with online home searches

• Suburban buyers in master-planned communities

• Investors focused on minimizing transaction costs

• Sellers seeking MLS exposure without bundled marketing services

Clients seeking highly hands-on touring or concierge-style marketing may prefer traditional commission-based representation.

📊 San Antonio Real Estate Market Context (2026)

The San Antonio housing market spans a broad geographic area across the Greater San Antonio metro, with active transaction volume in both urban neighborhoods and expanding suburban corridors.

Buyer activity remains strong in established areas as well as fast-growing communities such as Stone Oak, Alamo Ranch, Helotes, and Schertz. New construction continues to play a significant role in the local market, particularly in outlying developments.

As home prices vary widely across neighborhoods and property types, traditional commission structures can result in significantly different total costs for similar services. Flat fee real estate models address this variability by offering consistent pricing regardless of home value, which can appeal to buyers and sellers seeking greater cost control.

❓ Frequently Asked Questions About Flat Fee Real Estate in San Antonio

What is a flat fee real estate agent in San Antonio?

A flat fee real estate agent in San Antonio charges a fixed price for buyer or seller representation instead of a commission based on the home’s purchase or sale price. This pricing structure offers greater cost predictability and transparency compared to traditional percentage-based commissions.

Are flat fee real estate agents legal in Texas?

Yes. Flat fee real estate services are fully legal in Texas as long as the agent or broker is properly licensed and complies with Texas Real Estate Commission (TREC) regulations.

How do flat fee buyer agents work in San Antonio?

Flat fee buyer agents typically provide professional representation for a fixed cost. Services may include offer strategy, contract preparation, negotiation support, inspection review, and closing coordination. If a buyer-agent commission exceeds the flat fee, the difference may be rebated to the buyer at closing, subject to lender and title company requirements.

Is using a flat fee agent cheaper than a traditional commission agent?

In many cases, yes—particularly for mid- to higher-priced homes. Traditional buyer agent compensation is usually calculated as a percentage of the purchase price, meaning total costs increase as prices rise. Flat fee models fix the agent cost upfront, which can lead to meaningful savings depending on the transaction.

Do flat fee agents offer full-service representation?

Service levels vary by provider. Some flat fee agents offer full-service buyer or seller representation comparable to traditional agents, while others provide limited or hybrid services. Buyers and sellers should review representation agreements carefully to understand what services are included.

Can sellers use flat fee MLS listing services in San Antonio?

Yes. Many flat fee brokerages in San Antonio offer MLS listing services that allow sellers to list their homes on the local MLS for a fixed upfront fee. These services typically focus on exposure rather than full-service marketing, though options vary.

Who should consider using a flat fee agent in San Antonio?

Flat fee real estate services may be a good fit for:

• Buyers purchasing mid- to higher-priced homes

• Military families or relocating buyers familiar with online home searches

• Buyers in suburban and master-planned communities such as Stone Oak, Alamo Ranch, or Schertz

• Investors focused on minimizing transaction costs

• Sellers who want MLS exposure without bundled marketing services

Are flat fee agents right for every buyer or seller?

Not necessarily. Buyers who need extensive in-person touring or sellers seeking concierge-level marketing and staging services may prefer traditional commission-based representation. The best option depends on individual needs, budget, and level of involvement.

How should buyers choose a flat fee agent in San Antonio?

Buyers should compare:

• Flat fee pricing structure

• Scope of buyer representation services

• Experience in the San Antonio market

• Communication style and availability

• Terms of the buyer representation agreement

Comparing multiple flat fee and rebate-based options can help buyers determine which model best fits their situation.

Do flat fee agents work with new construction in San Antonio?

Many flat fee buyer agents do work with new construction homes, including properties in master-planned communities. Buyers should confirm that new-build representation and builder coordination are included in the flat fee.

⚠️ Editorial Disclaimer

Pricing, services, and availability are subject to change. Information in this guide is based on publicly available sources and general market practices as of 2026. Buyers and sellers should confirm all details directly with each provider before entering into a representation agreement.