Who Pays Realtor Fees in Texas? (2026 Guide)
Quick answer: In Texas, realtor commissions have traditionally totaled about 5\u20136% of the sale price \u2014 historically paid by the seller out of closing proceeds. Since the August 2024 NAR settlement, buyer-agent compensation is negotiated separately, though sellers often still offer to cover it. On a $400,000 home, 6% is about $24,000. Here is who pays what in 2026, and how flat fee pricing changes the bill.
Who pays realtor fees in Texas?
Traditionally the seller paid both the listing agent and the buyer\u2019s agent from the sale proceeds \u2014 so buyers paid nothing directly. After the NAR settlement, the listing fee stays on the seller\u2019s side, while buyer-agent compensation is now spelled out in the buyer\u2019s representation agreement. In practice, many Texas sellers still offer to pay the buyer\u2019s agent to make the home more attractive, but it is negotiated deal by deal rather than assumed.
How much are realtor fees in Texas?
The Texas average runs near 5.5\u20136% of the sale price total, commonly split as roughly 3% to each side. There is no legally set rate \u2014 every commission is negotiable. What this looks like in dollars:
| Sale price | Total at 6% | Listing side at 3% | KAT Realty flat $5,999 |
|---|---|---|---|
| $300,000 | $18,000 | $9,000 | $5,999 |
| $400,000 | $24,000 | $12,000 | $5,999 |
| $500,000 | $30,000 | $15,000 | $5,999 |
| $750,000 | $45,000 | $22,500 | $5,999 |
Figures are illustrative; actual percentages vary by agreement.
Are realtor fees paid out of pocket?
No \u2014 for sellers, commissions are deducted from the sale proceeds at closing, not paid upfront. Buyers using a flat fee buyer agent may owe a fee if seller-paid compensation falls short, which is disclosed in the representation agreement.
How flat fee pricing changes who pays \u2014 and how much
A flat fee decouples the cost from the sale price. KAT Realty lists for a flat $5,999 regardless of whether your home sells for $300K or $900K, and represents buyers for $4,999 \u2014 with potential rebate value when seller-paid compensation exceeds the fee. Same full service; the percentage simply goes away.
FAQs
Do buyers pay realtor fees in Texas now?
Sometimes. Sellers frequently still cover the buyer\u2019s agent, but it is negotiated per transaction. Your buyer representation agreement states what you owe if the seller\u2019s offer falls short.
Can you negotiate realtor fees in Texas?
Yes \u2014 always. No rate is fixed by law. See our guide to negotiating commission.
Are realtor fees tax deductible?
For a primary residence they generally adjust your cost basis rather than being deductible \u2014 confirm with a tax professional.
Related: how much does a realtor cost in Texas and 2026 Texas commission data.
KAT Realty Group operates under Texas Ally, a licensed Texas real estate brokerage. This article is general information, not legal, tax, or lending advice. Company names are referenced for comparison only.
